| Cover | 1 |
| Contents | 3 |
| A Formula That Works | 3 |
| Chairman’s Letter | 10 |
| CEO’s Letter | 12 |
| Five-Year Financial Highlights | 14 |
| Board of Directors | 18 |
| Senior Management | 24 |
| Business Review | 28 |
| Corporate Social Responsibility | 40 |
| Operating & Financial Review | 44 |
| Corporate Governance Report | 55 |
| FINANCIAL STATEMENTS | 73 |
| Directors’ Statement | 74 |
| Independent Auditor’s Report | 78 |
| Consolidated Income Statement | 79 |
| Consolidated Statement of Comprehensive Income | 80 |
| Balance Sheets | 81 |
| Consolidated Statement of Changes in Equity | 82 |
| Consolidated Statement of Cash Flows | 83 |
| Notes to the Financial Statements | 84 |
| Appendix (Shareholders’ Mandate) | 150 |
| Annexure | 162 |
| Disclosure under SGX-ST Listing Manual Requirements | 164 |
| Shareholdings Statistics | 172 |
| Substantial Shareholders’ Interests | 173 |
| Notice of Annual General Meeting | 174 |
| Proxy Form | 181 |
| Financial Calendar | 183 |